Frequently asked questions

All in the

PayPal app

Simply and securely manage all of your transactions from one trustworthy place and get access to incredible rewards. Download the new app on your phone or sign up for free online.

PayPal helps simplify your life

Create your account

Start with your email and phone number. Then create a password. We’ll walk you through it.

Link your cards and bank account

Securely store all your preferred ways to pay—from debit and credit cards to your bank accounts.

Make sure you’ve got the app

Pay, send, and get paid fast. Pay now or pay later—all from one account.1

The rewards programme that changes everything

PayPal+ is the rewards programme built to give you more points in more ways2.​ Use them when you check out with PayPal at millions of merchants around the world. And it’s all for free with no fees or caps.​

Earn

Turn pounds into points on pretty much everything you buy with PayPal. Even get points when you send money abroad.1

Redeem

Your favourite shops. Your go-to brands. ​
Everywhere around the world. If they've got PayPal checkout, you're good to go.​

No Limits

No gotchas, no catches. Just points, for everything that counts.

Level Up

As your points add up, you unlock Gold and Black tiers that recognise your loyalty with even bigger rewards.

Send and receive money securely

  • Join the millions who trust PayPal to send to friends across the globe.1

  • Send money to friends & family abroad in over 110 countries - or get more delivery options with Xoom. Fees and restrictions apply.4

  • Shop, donate, transfer to your bank, and more.

Get even more out of PayPal

Split bills

Easily split any shared expense - from the dinner bill to rent — amongst multiple people.

Pool money

Easily pool money with friends for group gifts, trips, and more5.

Check out with more choices

Load your PayPal app with your cards and banks, and skip entering your info every time you pay. Need some extra time?

Choose Pay in 3.⁶

Pay it safe with built-in security

Count on peace of mind when you make payments. Your transactions are encrypted.