Frequently asked questions

Discover more ways to send and receive money

All in

the new

PayPal app

It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.

Chances are, they already have PayPal

With over 400+ million active accounts, it’s easy to get paid back from friends who use PayPal.1

The money goes right to your balance1

You get instant access to spend or send your cash from your PayPal balance.1

Group expenses are easy to share

Split any bill among multiple people—or easily pool money for group gifts, experiences, and more.2

Smart protections are built in

Every payment with PayPal is encrypted. And we don’t share your full financial info.

It’s for everyone

Choose your contact, enter the amount. Or just give them your PayPal handle. That’s it. If you’re face-to-face, show them your personal QR code for an even faster way to get paid.3 It all starts in the app.

Instant access to the money

Once the money hits your PayPal balance, you’re all set. Send money to friends.1 Shop online with millions of merchants worldwide and earn cash back.4 Or roll it into a PayPal Savings account and start earning 4.10% APY.5

Request money.

Here’s how:

Find your people

Choose one of your contacts. Or type in their email or phone number.

Make it personal

Add a note or emoji. Or if it’s for your side hustle, let them know you appreciate them.

Give it a quick look

Make sure everything looks the way you want it to. Then send it. We’ll take care of the rest.

Share the cost and the love

Skip the hassle of settling up and pool money up front for group gifts, trips, and more.2 Invite anyone in your group to chip in—even if they don't have PayPal yet.

Earn 5% cash back

Spend your PayPal balance online or in stores with the PayPal Debit Card.6 Get 5% cash back on up to $1,000 spent each month in the category of your choice.7 Or withdraw cash for free at U.S. MoneyPass ATMs nationwide.8

Request and receive money

Get paid. Use the cash right away.

Split a bill. Collect rent from your roomies. Get paid back for dinner. Then get instant access to the money as soon as it hits your PayPal balance.1

Fast, safe, simple